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No Money Down

USDA Rural Housing offers NO money down financing with NO monthly mortgage insurance. Give us a call regarding this program!

VA also offers NO money down financing with NO monthly mortgage insurance to eligible veterans and their spouses. Give us a call to find out more!

Here are some additional NO money down possibilities. Special arrangements towards purchasing a property such as: lease purchase (sometimes called a “rent-to-own” agreement), land contract (sometimes known as a “contract for deed”), sales agreements and private mortgages are allowed to be treated differently than a typical purchase transaction. In these particular cases, the client may be able to purchase the property from the seller and have the transaction treated as a refinance! This is extremely beneficial because the appraised value is used instead of the original purchase price to determine how much money can be lent to the client. If there is sufficient equity (e.g. {appraised value times maximum loan to value percentage} minus {the amount owed to the seller plus closing costs}), the client may use the equity to cover any and all of the down payment and closing costs needed to purchase the property!

   

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Recent Posts - Category

July 30 , 2015

Jeremy always gets the job done well and on time without worry and stress. - Sally Chaplin

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Zillow reviews

5 stars on 9/21/2020

I was first time home buyer and Jeremy was very knowledgable, and above all extremely patient. It was a learning process from the start and Jeremy walked me through each step and helped me understand them along the way. I'm very thankful for his services.


5 stars on 9/18/2020

Jeremy was fantastic to work with. He was very responsive and answered all of my questions quickly. He was able to help me quickly get pre-approved and secure a great rate. I highly recommend him.


5 stars on 9/18/2020

The headline says it all. Jeremy made the unbearable process of getting a mortgage easy and tolerable. He answered all our thousand questions promptly.


See all 253 Reviews on Zillow