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No Money Down

USDA Rural Housing offers NO money down financing with NO monthly mortgage insurance. Give us a call regarding this program!

VA also offers NO money down financing with NO monthly mortgage insurance to eligible veterans and their spouses. Give us a call to find out more!

Here are some additional NO money down possibilities. Special arrangements towards purchasing a property such as: lease purchase (sometimes called a “rent-to-own” agreement), land contract (sometimes known as a “contract for deed”), sales agreements and private mortgages are allowed to be treated differently than a typical purchase transaction. In these particular cases, the client may be able to purchase the property from the seller and have the transaction treated as a refinance! This is extremely beneficial because the appraised value is used instead of the original purchase price to determine how much money can be lent to the client. If there is sufficient equity (e.g. {appraised value times maximum loan to value percentage} minus {the amount owed to the seller plus closing costs}), the client may use the equity to cover any and all of the down payment and closing costs needed to purchase the property!

   

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Recent Posts - Category

July 30 , 2015

Jeremy always gets the job done well and on time without worry and stress. - Sally Chaplin

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Zillow reviews

5 stars on 5/4/2021

We refinanced our mortgage and it was painless. Yes, lots of papers, but that is anywhere. He and staff are very knowledgeable, and get you thru the process as smoothly as possible.


5 stars on 5/3/2021

Jeremy helped my son with his first-time homebuying experience. We were very pleased, so we approached him about our refinance options. Very smooth process, professional and always available to answer questions and guide us through the process. Definitely would recommend.


5 stars on 5/3/2021

We have used Jeremy's services at, A Plus Mortgage Solutions, several times and will continue to go to him for any future needs. Jeremy is very reliable and moves you through the process in a timely manner. He always keeps you updated and answers any questions. He and his staff are friendly and inviting.


See all 321 Reviews on Zillow