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No Money Down

USDA Rural Housing offers NO money down financing with NO monthly mortgage insurance. Give us a call regarding this program!

VA also offers NO money down financing with NO monthly mortgage insurance to eligible veterans and their spouses. Give us a call to find out more!

Here are some additional NO money down possibilities. Special arrangements towards purchasing a property such as: lease purchase (sometimes called a “rent-to-own” agreement), land contract (sometimes known as a “contract for deed”), sales agreements and private mortgages are allowed to be treated differently than a typical purchase transaction. In these particular cases, the client may be able to purchase the property from the seller and have the transaction treated as a refinance! This is extremely beneficial because the appraised value is used instead of the original purchase price to determine how much money can be lent to the client. If there is sufficient equity (e.g. {appraised value times maximum loan to value percentage} minus {the amount owed to the seller plus closing costs}), the client may use the equity to cover any and all of the down payment and closing costs needed to purchase the property!

   

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Recent Posts - Category

July 30 , 2015

Jeremy always gets the job done well and on time without worry and stress. - Sally Chaplin

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Zillow reviews

5 stars on 1/11/2021

If looking to purchase a home, we highly recommend contacting and working through A Plus Mortgage Solutions Inc. in getting the financing necessary to successfully complete the sale. We simply can't speak highly enough of our experience with them recently in buying our dream home in the Harrisburg, Pennsylvania area. We were assisted by Jeremy J. McMichael. Jeremy, President of A Plus, is a true professional whom we relied on to guide us through the complicated financing portion of our real estate transaction. Through his expertise, we were able to gain a quick pre-approval, which allowed us to place the winning bid against several other families, all in a highly dynamic and fast moving real estate environment. Overall, he was always highly responsive to any queries we had and then took his time to thoroughly explain the situation at hand. His knowledge and patience always put us at ease and took the stress out of what is usually a stressful process. We are simply so appreciative.Our best advice is that if you are looking to purchase a home, contact A Plus Mortgage Solutions!


5 stars on 1/5/2021

Jeremy was great to work with. He would always get back to us with information in a timely matter which really helped keep our loan process moving forward. Jeremy was very easy work with. He worked with us on getting two home loans, (one VA and one conventional). Jeremy also assited us with the refinance of our current mortgage. I highly recommend his services.


5 stars on 1/4/2021

Jeremy was extremely knowledgeable and very responsive in helping us understand our options to refinance our mortgage. The process was smooth, he got us an excellent rate, and our entire transaction took place very quickly!


See all 283 Reviews on Zillow