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No Money Down

USDA Rural Housing offers NO money down financing with NO monthly mortgage insurance. Give us a call regarding this program!

VA also offers NO money down financing with NO monthly mortgage insurance to eligible veterans and their spouses. Give us a call to find out more!

Here are some additional NO money down possibilities. Special arrangements towards purchasing a property such as: lease purchase (sometimes called a “rent-to-own” agreement), land contract (sometimes known as a “contract for deed”), sales agreements and private mortgages are allowed to be treated differently than a typical purchase transaction. In these particular cases, the client may be able to purchase the property from the seller and have the transaction treated as a refinance! This is extremely beneficial because the appraised value is used instead of the original purchase price to determine how much money can be lent to the client. If there is sufficient equity (e.g. {appraised value times maximum loan to value percentage} minus {the amount owed to the seller plus closing costs}), the client may use the equity to cover any and all of the down payment and closing costs needed to purchase the property!

   

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Recent Posts - Category

July 30 , 2015

Jeremy always gets the job done well and on time without worry and stress. - Sally Chaplin

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Zillow reviews

5 stars on 10/4/2021

Jeremy is a super knowledgeable broker who knows all the ins and outs of the mortgage process... He was able to give us the lowest rate of any of the completion- we usually shop for rates. The first home we wanted to purchase fell through but he hung in there with us and we found actually a better house and made that process very smooth and easy...So amongst the stress and trying to deal with the second house ,dragging out the process, working with Jeremy certainly helped ease the pain!


5 stars on 10/4/2021

Jeremy was great to work with to refinance our home. He explained all of our options in order for us to choose what worked best. Not pushy at all. Jeremy is knowledgeable, attentive and efficient. Would definitely recommend if you are looking to refinance but don't know where to look!


5 stars on 9/27/2021

I first went with Amerisave for a refi. Had great credit, great income and low debt but they were horrible. Gave up with them after 3 months of indecisiveness and constantly wanting more and more info every couple of days. It was great with Jeremy as we settled on the refi in less than a month!!!


See all 381 Reviews on Zillow