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No Money Down

USDA Rural Housing offers NO money down financing with NO monthly mortgage insurance. Give us a call regarding this program!

VA also offers NO money down financing with NO monthly mortgage insurance to eligible veterans and their spouses. Give us a call to find out more!

Here are some additional NO money down possibilities. Special arrangements towards purchasing a property such as: lease purchase (sometimes called a “rent-to-own” agreement), land contract (sometimes known as a “contract for deed”), sales agreements and private mortgages are allowed to be treated differently than a typical purchase transaction. In these particular cases, the client may be able to purchase the property from the seller and have the transaction treated as a refinance! This is extremely beneficial because the appraised value is used instead of the original purchase price to determine how much money can be lent to the client. If there is sufficient equity (e.g. {appraised value times maximum loan to value percentage} minus {the amount owed to the seller plus closing costs}), the client may use the equity to cover any and all of the down payment and closing costs needed to purchase the property!

   

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July 30 , 2015

Jeremy always gets the job done well and on time without worry and stress. - Sally Chaplin

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Zillow reviews

5 stars on 12/7/2021

We just want to thank Jeremy McMichael for all his hard work. It was a pleasure to work with him and him company. He was very professional, helpful, knowledgeable and so patient with us with all the questions we had for him. We will definitely recommend him and his company to all our family and friends. Thank you so much again for everything Jeremy!!!


5 stars on 12/5/2021

Working with Jeremy was great and very easy! He took care of all the details and we did not experience any issues in acquiring a loan. If I needed a mortgage in the future, I would work with Jeremy again!


5 stars on 12/5/2021

Jeremy is awesome to deal with. He did his best to get us approved and in our house as quickly as possible. He is very polite and knowledgeable in his field.


See all 404 Reviews on Zillow