This article will outline 6 reasons to use A Plus Mortgage Solutions for your mortgage needs.
A Plus Mortgage Solutions, Inc. is an independently and locally owned, licensed, wholesale mortgage brokerage. This provides our customers seeking a mortgage loan, either for a purchase or a refinance, with several advantages when compared to working with a bank, credit union, or large online mortgage banker/lender:
1. A WIDER RANGE OF AVAILABLE PRODUCTS
A Plus Mortgage Solutions, Inc has established business relationships with multiple lenders, which allows us access to a wide range of loan products. This permits the us to seek out a Lender who has the right mortgage to fit your unique needs. One lender may have a minimum credit score requirement of 620 while another will accept borrowers that have a minimum credit score of 550. We are also able to offer unique programs, such as our Bank Statement Program for self-employed people.
2. BETTER INTEREST RATE PRICING
A Plus Mortgage Solutions, Inc. obtains rate pricing from lenders on a wholesale basis. This means that we obtain rates at a cheaper cost and can pass those savings on to you. A local bank may be offering a rate on a Conventional 30 yr. fixed mortgage at 5.50% at a cost of 0.25 points while A Plus Mortgage Solutions may offer a lower rate with a similar cost simply because we obtain the rate pricing at a lower cost than our competitors do.
3. OUR MORTGAGE LOAN ORIGINATORS ARE LICENSED
As a Mortgage Brokerage, our Mortgage Loan Originators must meet all National and State Mortgage Licensing requirements in order to provide you with mortgage services and must continue to complete continuing education requirements each year in order to maintain their licenses. Mortgage Loan Originators and banks and credit unions are not required to do this and perform their jobs unlicensed. A Plus Mortgage Solutions, Inc. and each of our Licensed Mortgage Loan Originators can be found on the Nationwide Mortgage Licensing System Consumer Access site at https://nationwidelicensingsystem.org.
4. SMALL BUSINESS BENEFITS
One of the 6 reasons to use A Plus Mortgage Solutions for your mortgage needs is that A Plus Mortgage Solutions, Inc. is independently owned. There are no large corporate entities or affiliations that dictate business operations and corporate culture. We have lower overhead expenses compared to banks, credit unions and mortgage bankers/lenders; this helps us keep our rates lower than our competitors.
5. COMMUNITY CENTERED
A Plus Mortgage Solutions, Inc. is a local business. We believe that supporting our local community and giving generously to local charitable organizations is an integral part of our success as a company.
6. CUSTOMER FOCUSED SERVICE
A Plus Mortgage Solutions, Inc. is a customer-driven, service focused company. We strive to provide the best service in the mortgage industry. We have over 460 customer reviews of our Zillow page as well as testimonials from local realtors that attest to this. We are here to serve your mortgage needs, answer mortgage questions, and to guide you through the mortgage process as painlessly and efficiently as possible. Contact us today to begin working with us.