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No Money Down

USDA Rural Housing offers NO money down financing with NO monthly mortgage insurance. Give us a call regarding this program!

VA also offers NO money down financing with NO monthly mortgage insurance to eligible veterans and their spouses. Give us a call to find out more!

Here are some additional NO money down possibilities. Special arrangements towards purchasing a property such as: lease purchase (sometimes called a “rent-to-own” agreement), land contract (sometimes known as a “contract for deed”), sales agreements and private mortgages are allowed to be treated differently than a typical purchase transaction. In these particular cases, the client may be able to purchase the property from the seller and have the transaction treated as a refinance! This is extremely beneficial because the appraised value is used instead of the original purchase price to determine how much money can be lent to the client. If there is sufficient equity (e.g. {appraised value times maximum loan to value percentage} minus {the amount owed to the seller plus closing costs}), the client may use the equity to cover any and all of the down payment and closing costs needed to purchase the property!

   

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Recent Posts - Category

July 30 , 2015

Jeremy always gets the job done well and on time without worry and stress. - Sally Chaplin

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Zillow reviews

5 stars on 5/18/2018

We were very impressed with Jeremy McMichael’s thorough and punctual assistance throughout the process of our new home purchase. His knowledge was very evident in how he was able to answer our questions and guide us to next steps. He made the process very easy!


5 stars on 5/18/2018

Jeremy was so helpful during our home search and buying process. He was always available for questions (I had a lot!) and was very quick at turning around information. Jeremy made purchasing our new home a seamless process. I would highly recommend him to anyone who is in the process of looking to finance a home.


5 stars on 5/9/2018

Jeremy had great communication and accomplished everything I would have expected a good mortage lender to accomplish. There were no surprises or issues. Highly recommended!


See all 60 Reviews on Zillow