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No Money Down

USDA Rural Housing offers NO money down financing with NO monthly mortgage insurance. Give us a call regarding this program!

VA also offers NO money down financing with NO monthly mortgage insurance to eligible veterans and their spouses. Give us a call to find out more!

Here are some additional NO money down possibilities. Special arrangements towards purchasing a property such as: lease purchase (sometimes called a “rent-to-own” agreement), land contract (sometimes known as a “contract for deed”), sales agreements and private mortgages are allowed to be treated differently than a typical purchase transaction. In these particular cases, the client may be able to purchase the property from the seller and have the transaction treated as a refinance! This is extremely beneficial because the appraised value is used instead of the original purchase price to determine how much money can be lent to the client. If there is sufficient equity (e.g. {appraised value times maximum loan to value percentage} minus {the amount owed to the seller plus closing costs}), the client may use the equity to cover any and all of the down payment and closing costs needed to purchase the property!

   

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Recent Posts - Category

July 30 , 2015

Jeremy always gets the job done well and on time without worry and stress. - Sally Chaplin

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Zillow reviews

5 stars on 7/6/2018

Jeremy was efficient and timely. He responded to all inquiries quickly and clearly. We had our documentation’s days before expected and he was very accurate with his predicted figures.


5 stars on 7/5/2018

Jeremy was professional, knowledgeable, and efficient. He got us a great rate and got everything prepared quickly. He arrived at our settlement to make sure there were no problems. Great job.


5 stars on 7/5/2018

Did a great job with making the process feel easy and stress free. Unlike some lenders he actually gets back to you with any questions or concerns. Will use his services again in the future. Thanks again


See all 71 Reviews on Zillow