Call us : (717) 796-0665

Conforming Home Loan Programs

Conforming loans or conventional as these programs are sometimes called are the mortgage loans with the best rates, but with the strictest underwriting guidelines. You must have excellent credit, verifiable income and assets, and money in reserves that is again verifiable. They are called conforming because the underwriting guidelines are the same from one lender to the next. These guidelines were established so that mortgages could be sold on the secondary market. They would be difficult to sell from one lender to another if each financial institution had their own guidelines. Conforming loans are available for the purchase or refinance of primary residences, second homes, and investment properties. These loans are available up to loan amounts of $417000. Loan amounts exceeding this threshold are considered Jumbo Loans and are priced differently.

   

Want to buy a home?

Enter your info below and we will connect you with the best realtor in the area you choose





Newsletter Signup

Recent Posts - Category

July 30 , 2015

Jeremy always gets the job done well and on time without worry and stress. - Sally Chaplin

Read more

Zillow reviews

5 stars on 7/6/2018

Jeremy was efficient and timely. He responded to all inquiries quickly and clearly. We had our documentation’s days before expected and he was very accurate with his predicted figures.


5 stars on 7/5/2018

Jeremy was professional, knowledgeable, and efficient. He got us a great rate and got everything prepared quickly. He arrived at our settlement to make sure there were no problems. Great job.


5 stars on 7/5/2018

Did a great job with making the process feel easy and stress free. Unlike some lenders he actually gets back to you with any questions or concerns. Will use his services again in the future. Thanks again


See all 71 Reviews on Zillow